Does Wells Fargo approve short sales?

Yes. Wells Fargo reviews short sale requests for eligible homeowners experiencing financial hardship. Approval depends on the investor, loan type, property value and the homeowner's specific circumstances.

Does Wells Fargo process FHA and VA short sales?

Yes. Wells Fargo services FHA, VA, conventional, Fannie Mae, Freddie Mac and certain portfolio loans. Each loan program follows its own guidelines and approval requirements.

How long does a Wells Fargo short sale take?

The timeline varies based on the type of mortgage, investor requirements, appraisal, documentation and negotiations. Having a complete short sale package can help avoid unnecessary delays.

Do I have to miss mortgage payments to qualify for a Wells Fargo short sale?

Not necessarily. Some homeowners may qualify before becoming delinquent if they have a documented financial hardship and meet Wells Fargo's and the investor's eligibility requirements.

Can a Wells Fargo short sale help me avoid foreclosure?

In many cases, a successful short sale allows a homeowner to sell the property before foreclosure is completed. Final approval depends on Wells Fargo and any applicable investor guidelines.

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