Generated by All in One SEO v4.8.9, this is an llms.txt file, used by LLMs to index the site. # My Florida Home Sale Florida Real Estate and Short Sale Services ## Sitemaps - [XML Sitemap](https://myfloridahomesale.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://myfloridahomesale.com/blog/) - [Short Sales with Freedom Mortgage](https://myfloridahomesale.com/short-sales-with-freedom-mortgage/) - [How to do a short sale with a reverse mortgage!](https://myfloridahomesale.com/reverse-mortgage-short-sales-what-you-need-to-know/) - Short Sales with a Reverse Mortgage A reverse mortgage is a special home loan for homeowners aged 62 and older that lets them turn the home’s equity into cash without monthly payments. The borrower can receive the money as a lump sum, regular monthly income, or in flexible amounts as needed. The homeowner remains responsible - [Do you need a Realtor for a short sale?](https://myfloridahomesale.com/do-you-need-a-realtor-for-a-short-sale/) - Is a Realtor required for a short sale? YES! There is almost a 100% chance you will need a Realtor for a short sale. If you need to sell, but owe more than your home could sell for, you may be considering a short sale. In a short sale the property is sold for less - [Can I give my house back with a deed-in-lieu of foreclosure?](https://myfloridahomesale.com/can-i-just-give-my-house-back-to-the-bank-and-walk-away/) - Can I just give the house back to the mortgage company and walk away? I hear this question a lot, but unfortunately your bank never owned your home, and can’t just “take it back.” The only way for the lender to get ownership of your home is for them to go through the foreclosure process, - [Florida Short Sales with VA – The VA Compromise Sale Process Explained!](https://myfloridahomesale.com/florida-short-sales-with-va-the-va-compromise-sale-process-explained/) - Florida short sales with VA Are you a veteran or active military homeowner in Florida whose VA loan home is underwater and you don’t know what to do? The VA (Veterans Administration) offers a lot of great benefits like the VA mortgage – a 100% loan program with low interest rates and fees, and you - [How will a Florida short sale affect my credit score?](https://myfloridahomesale.com/how-will-a-florida-short-sale-affect-my-credit-score/) - How will a short sale affect my credit? In a successful short sale a lender accepts less than what is owed on the mortgage so that the homeowner can sell their home at market value. While there is no “short sale” credit mark, the usual result is your mortgage being marked on your credit as - [Why your Florida short sale didn’t close and how to get back on track!](https://myfloridahomesale.com/why-your-florida-short-sale-didnt-close-and-how-to-get-back-on-track/) - Did you know that less than half of all listed short sales actually end up successfully closing? As most Florida short sellers are highly motivated to sell, it is unlikely so many of these sellers simply change their mind, yet over half of all short sales fail to sell at all and simply expire, or - [Short Sale on a Jumbo Loan? Here’s What Florida Homeowners Should Know](https://myfloridahomesale.com/short-sale-on-a-jumbo-loan-heres-what-florida-homeowners-should-know/) - Considering a short sale but have a jumbo loan? Get the facts! If you’re in Florida and you have a jumbo loan (a large loan that exceeds the standard “conforming” mortgage limits) and your home is now worth less than what you owe, you may be looking at a short sale as one of your - [Will you qualify for a short sale?](https://myfloridahomesale.com/will-you-qualify-for-a-short-sale/) - Will you be approved for a short sale? In order to approve your short sale and sell your home for less than you owe on the mortgage, your lender will require that you have a qualifying hardship. This usually involves some type of financial hardship resulting in a current or imminent inability to continue paying - [Will you have tax penalties from a short sale?](https://myfloridahomesale.com/will-you-have-tax-penalties-from-a-short-sale/) - Tax implications of a short sale Will you have to pay taxes as a result of your Florida short sale? Probably not! The good news is most homeowners have ZERO tax consequences as a result of their Florida short sale! How do the taxes for a short sale home work? In a successful Florida short sale, a - [How long will my Florida short sale take to close?](https://myfloridahomesale.com/how-long-will-my-florida-short-sale-take-to-close/) - How long will the short sale process take? While all short sales are different, there are some general timelines I give folks when asked. I have had short sales approved in days, years and everything in between, but most Florida short sales will generally last 4-5 months and will usually fall into these some general time - [A quick guide to the Florida short sale process](https://myfloridahomesale.com/a-quick-guide-to-the-florida-short-sale-process/) - Owe More Than Your Florida Home Is Worth? Fill out this quick form to see if a short sale can help you move on – free, confidential, and stress-free. We’ll guide you step by step! Free. Confidential. No out of pocket costs. Your info is always 100% private & secure. How does the Florida short - [How to sell your home with a HUD partial claim!](https://myfloridahomesale.com/what-is-a-hud-partial-claim-and-how-will-it-affect-my-florida-home-sale/) - Why do I have a HUD Partial Claim against my home? You may have a HUD partial claim against your Florida home if you have a mortgage backed by FHA and you’ve ever had any type of loan workout – such as a forbearance or loan modification, including those resulting from covid-19 forbearances. What is - [How much will it cost to sell my Jacksonville, Florida home?](https://myfloridahomesale.com/how-much-will-it-cost-to-sell-my-jacksonville-florida-home/) - Wondering what costs you’ll face as a home seller in Northeast Florida? You won’t walk away from closing with a check for the full purchase price! Our quick guide can help you understand the costs to sell your home, and most importantly what you get to keep! Seller’s closing costs in a northeast Florida home - [Should I rent out my upside down Florida home until I can sell it?](https://myfloridahomesale.com/should-i-rent-out-my-upside-down-florida-home-until-i-can-sell-it/) - [How can I sell my house when I owe more than it's worth?](https://myfloridahomesale.com/how-can-i-sell-my-house-when-i-owe-more-than-its-worth/) - How can I sell my home when I owe more than the home is worth? We don’t all get to time the market! Sometimes you have to sell when it’s not exactly profitable to do so. This is often the case when you bought a home during the peak of a market cycle and need - [Freedom Mortgage short sale allows this Florida seller to walk away from her upside down condo debt free!](https://myfloridahomesale.com/freedom-mortgage-short-sale-allows-this-florida-seller-to-walk-away-from-her-upside-down-condo-debt-free/) - [Should I pay my mortgage payment or my HOA?](https://myfloridahomesale.com/should-i-pay-my-mortgage-payment-or-my-hoa/) - [Clay County, FL Foreclosure Activity Soars in 2025!](https://myfloridahomesale.com/clay-county-fl-foreclosure-activity-soars-in-2025/) - [Can I still get a short sale approved if I have cash and assets?](https://myfloridahomesale.com/can-i-still-get-a-short-sale-approved-if-i-have-cash-and-assets/) - [Jacksonville Florida Mr.Cooper short sale success!](https://myfloridahomesale.com/jacksonville-florida-mr-cooper-short-sale-success/) - [Can I sell my house in preforeclosure?](https://myfloridahomesale.com/can-i-sell-my-house-in-preforeclosure/) - Can I sell my house in pre-foreclosure? YES! You have until the day your home forecloses to sell it and stop foreclosure! Until the title of your Florida home transfers to the new owner, you are the legal owner and can do what you like with the property, including selling it. The foreclosure process in Florida can - [How do the Realtor fees work in a short sale?](https://myfloridahomesale.com/who-pays-realtor-fees-in-a-short-sale/) - How do the real estate agents and other closing costs get paid in a short sale? Considering a Florida short sale but wondering how much it will cost? How will all the fees get paid if there is no equity in the home? In a short sale, all closing costs are paid out of the proceeds - [How to find the best Realtor for your short sale!](https://myfloridahomesale.com/how-to-find-a-qualified-realtor-for-your-florida-short-sale/) - What do Realtors actually do in a short sale, and how do I find the best one? Short sales can be very complex, and your best bet for a smooth transaction is to get just the right help! A failed short sale can lead to a foreclosure and deficiency judgment, so it’s critical to do - [Can I get cash back if I short sell my home?](https://myfloridahomesale.com/can-i-get-cash-back-if-i-short-sell-my-home/) - Can I get cash back from my short sale? YES! If you short sell your principal residence, you will likely qualify for a relocation assistance cash back incentive. How much depends on the investor of your loan: SHORT SALE RELOCATION ASSISTANCE INCENTIVES BY INVESTOR: FHA $3,000 VA $1,500 Fannie Mae $7,500 USDA $0 Freddie Mac - [A Florida VA short sale success with Carrington!](https://myfloridahomesale.com/a-florida-va-short-sale-success-with-carrington/) - [Short Sale vs. Deed in Lieu](https://myfloridahomesale.com/short-sale-vs-deed-in-lieu/) - Short Sale or a Deed in Lieu: What’s the right choice for you? If you owe more than your home is worth and need to get out of your home, you may be wondering what your options are to avoid foreclosure. A short sale is the process by which a home is sold for less - [Jacksonville, FL inventory up, prices down in 2025!](https://myfloridahomesale.com/jacksonville-fl-inventory-up-prices-down-in-2025/) - [Right now is the best time in history to short sell your FHA mortgage!](https://myfloridahomesale.com/right-now-is-the-best-time-in-history-to-short-sell-your-fha-mortgage/) - FHA has suspended all standard short sale programs through September 2025 in favor of the COVID 19 Streamline Short Sale!FHA has always offered a short sale program, which had a standard process, including financial documentation. Effective 2023, FHA suspended their standard short sale process, in favor of the Streamline COVID-19 short sale which eliminates borrower financial documentation and - [FHA's free rides for homeowners in default are finally coming to an end.](https://myfloridahomesale.com/fhas-free-rides-for-homeowners-in-default-is-finally-coming-to-an-end/) - FHA Covid era mortgage workouts are finally ending! Over the past 5 years, FHA has been very busy offering workouts to non-paying homeowners, in order to keep them from facing foreclosure. After offering these up like candy for the last 5 years, even to homeowners that never asked for help, the free ride is finally - [Short Sales with Mr.Cooper](https://myfloridahomesale.com/short-sales-with-mr-cooper/) - Mr. Cooper Short Sale Process Considering a short sale and have Mr. Cooper as your loan servicer? Mr. Cooper has been buying up defaulted loans left and right, and currently has a pretty strong loss mitigation team in place to handle their short sales. Mr. Cooper holds a lot of government backed loans – FHA - [A Florida FHA short sale success with a HUD Partial Claim!](https://myfloridahomesale.com/a-florida-fha-short-sale-success-with-us-bank/) - [Can bankruptcy stop my foreclosure?](https://myfloridahomesale.com/can-bankruptcy-stop-my-foreclosure/) - Will filing bankruptcy stop foreclosure? When you file bankruptcy, all debt collection efforts end…temporarily. That means a pending foreclosure sale date will be cancelled, and you may get a few months of relief. However, once your bankruptcy is discharged, you will be right back in foreclosure again. What happens to my house in bankruptcy? Many tout - [FHA extends Covid 19 loss mitigation policies through February 2026](https://myfloridahomesale.com/fha-extends-covid-19-loss-mitigation-policies-through-february-2026/) - FHA once again extends it’s Covid 19 loss mitigation policies. On January 16, FHA released mortgagee letter 2025-06, extending Covid 19 recovery programs through February of 2026. These programs consist of forbearances and loan modifications, usually made possible through the expanded use of HUD partial claims. This suite of programs also offers a streamline short - [HIRING! PART TIME REMOTE REAL ESTATE ADMINISTRATIVE ASSISTANT/SHORT SALE PROCESSOR](https://myfloridahomesale.com/hiring-part-time-remote-administrative-assistant-short-sale-processor/) - HIRING: P/T Remote Real Estate Administrative Assistant/Short Sale Processor Part time Real estate administrative assistant/short sale processing position for transactions in CT and FL. $20-$30/hour plus bonus plan (range based on experience and skills). 10-15 hrs/week to start. Duties are a combination of administrative tasks and short sale processing. Work from home with periodical meetings - [Fannie Mae & Freddie Mac Streamline Short Sale Program](https://myfloridahomesale.com/fannie-mae-freddie-mac-streamline-short-sale-program/) - [New construction nightmare solved with a Mr. Cooper short sale!](https://myfloridahomesale.com/new-construction-nightmare-solved-with-a-mr-cooper-short-sale/) - A Mr. Cooper short sale to the rescue! New construction carries a premium price tag, especially when the market is booming! When my seller decided to build her dream home during the peak of the market, she was faced with high prices and many delays. It took over a year for her home to be - [VA moratorium ends and foreclosures soar in 2025! What to do if you are behind on payments!](https://myfloridahomesale.com/va-foreclosure-moratorium-ends-what-to-do-if-you-are-behind-on-payments/) - The VA foreclosure moratorium is over. VA has had foreclosures on hold for quite some time as they introduced new options for struggling borrowers in 2024, but time is up. Per MPA, Foreclosure starts surged by 30% in January, while foreclosure sales climbed 25%. Active foreclosure inventory also increased by 7% over the month. VA - [Jacksonville, FL foreclosure and short sale real estate inventory heading up!](https://myfloridahomesale.com/jacksonville-fl-foreclosure-and-short-sale-real-estate-inventory-heading-up/) - [Jacksonville, FL becomes a buyers market in 2025 for the first time in 10 years!](https://myfloridahomesale.com/jacksonville-fl-becomes-a-buyers-market-in-2025-for-the-first-time-in-10-years/) - [FHA makes changes to their short sale program (PFS) for 2025!](https://myfloridahomesale.com/fha-makes-changes-to-their-short-sale-program-pfs-for-2025/) - FHA UPDATES THEIR PRE-FORECLOSURE SALE (SHORT SALE) PROGRAM STARTING 2025! FHA has been making lots of changes lately to their loss mitigation programs ever since the Covid days. While Covid era workout solutions are sun-setting in April this year, there are some new permanent changes to their short sale program (PFS). 1 NO MORE FINANCIAL - [Jacksonville, Florida Real Estate Report: 2024 and beyond!](https://myfloridahomesale.com/jacksonville-florida-real-estate-report-2024-and-beyond/) - [Should I sell my home to an investor or with a real estate agent?](https://myfloridahomesale.com/should-i-sell-my-home-to-an-investor-or-through-a-real-estate-agent/) - Is it better to sell my house to an investor, or list it with a Realtor? If you’re thinking of selling your home, you may see a lot of advertisements from investors offering a quick, easy, cash sale of your home, without showings or real estate agents. It can be enticing, especially if you are - [What happens to the second mortgage in a short sale?](https://myfloridahomesale.com/what-happens-to-the-second-mortgage-in-a-short-sale/) - What happens to my second mortgage or HELOC if I need to short sell my home? Many of our short sellers have a second mortgage or HELOC (home equity line of credit). In a short sale all mortgages and liens need to be settled in order to pass clear title to the buyer and complete - [FHA short sales explained!](https://myfloridahomesale.com/quick-guide-to-understanding-fha-pre-foreclosure-sales-program/) - THE FHA SHORT SALE PROCESS EXPLAINED! *Effective 2.1.2023: FHA suspends Standard PFS (short sale) Program temporarily, in favor of FHA Covid-19 Streamline PFS through 4/2025* It’s easier than ever to get your FHA short sale approved right now! Read on to find out more about the program, and contact us today for a free consultation! - [Jacksonville, Florida Market November 2024: Inventory hits 5 year high!](https://myfloridahomesale.com/jacksonville-florida-market-november-2024-inventory-hits-5-year-high/) - [CLOSED! 2704 Safeshelter Drive, Jacksonville FL 32225!](https://myfloridahomesale.com/closed-2704-safeshelter-drive-jacksonville-fl-32225/) - [Jacksonville, FL Market Update 9/2024: Sales down, inventory and foreclosures on the rise!](https://myfloridahomesale.com/jacksonville-fl-market-update-9-2024-sales-down-inventory-and-foreclosures-on-the-rise/) - [JUST LISTED! 400 Cherry Street, South Daytona FL 32119](https://myfloridahomesale.com/just-listed-400-cherry-street-south-daytona-fl-32119/) - [FHA leads the way in mortgage defaults!](https://myfloridahomesale.com/fha-leads-the-way-in-mortgage-defaults/) - FHA leads the way in mortgage defaults nationwide! FHA has been pushing some wild Covid era mortgage workouts for the last few years. Between 40 year loan modifications, endless forbearance offers and HUD partial claims, the “help”just hasn’t stopped coming….but now its time to pay the price. The downside of participating in lender workout offers - [How long will it take to get a new mortgage after a short sale?](https://myfloridahomesale.com/how-long-will-it-take-to-get-a-new-mortgage-after-a-short-sale/) - [Jacksonville FL Multifamily Market Report 2024](https://myfloridahomesale.com/jacksonville-fl-multifamily-market-report-2024/) - Jacksonville, FL Multifamily Investment Property Market Report – July 2024. Jacksonville, Florida is a hotspot for property investors nationwide, and one of the fastest growing cities in the country. But the Jacksonville market has passed its peak, and the multifamily market is feeling the shift! Multifamily listings are up and sales are down. After bottoming - [Jacksonville Foreclosure Inventory on the Rise!](https://myfloridahomesale.com/jacksonville-foreclosure-inventory-on-the-rise/) - Jacksonville, Florida area foreclosure are on the rise! After several very quiet years, real estate market share of pre-foreclosure, foreclosed, and short sale inventory is rising quickly. Covid-19 foreclosure moratoriums, followed by lots of Covid era mortgage rescue programs kept foreclosure to the lowest levels we have seen in decades, but what goes down, will - [Jacksonville FL Market Update - July, 2024!](https://myfloridahomesale.com/jacksonville-fl-market-update-july-2024/) - [JUST LISTED! 2704 Safeshelter Drive W, Jacksonville FL 32225: $375,000](https://myfloridahomesale.com/just-listed-2704-safeshelter-drive-w-jacksonville-fl-32225-375000/) - [VA halts foreclosures through 2024 and adds VASP loan modification program](https://myfloridahomesale.com/va-halts-foreclosures-through-2024-and-adds-vasp-loan-modification-program/) - VA halts foreclosures through 2024 to give struggling homeowners a chance to modify their mortgage with their new VASP program. If you’re a Veteran or active-duty service member with a VA-guaranteed home loan and you’re facing foreclosure, the Veterans Affairs Servicing Purchase (VASP) program may help you keep your home. VASP is a last-resort option - [What to do when you receive a Notice of Default from your mortgage lender in Florida](https://myfloridahomesale.com/what-to-do-when-you-receive-a-notice-of-default-from-your-mortgage-lender-in-florida/) - What is a Notice of Default and what should I do when I get one? Notice of Default is a notice lenders use when you have breached your mortgage note and the lender intends to start a foreclosure suit. What follows is a lis pendens that puts the public on notice that a lawsuit is pending - [What goes into a short sale package?](https://myfloridahomesale.com/what-goes-into-a-short-sale-package/) - What goes into a short sale package? When pursuing a short sale, your lender will want full financial disclosure, which mean lots of documents! FHA IS CURRENTLY WAIVING ALL FINANCIAL DOCUMENTS FOR SHORT SALES! Documents required for every short sale: Third party authorization form. This allows your Jacksonville short sale Realtor to speak with your - [Jacksonville, FL Real Estate Market Update 2024 Q1](https://myfloridahomesale.com/jacksonville-fl-real-estate-market-update-2024-q1/) - Jacksonville, Florida Real Estate Market Update: 2024 Q1 The market peaked almost two years ago, but the shift to a buyers market has been incredibly slow. We are finally seeing some real traction as the market flattens and foreclosures return. The Jacksonville market is finally leveling out. Sales prices flatten and inventory starts to increase. - [FHA Expands COVID-19 Recovery Loss Mitigation Options](https://myfloridahomesale.com/fha-expands-covid-19-recovery-loss-mitigation-options/) - Four years after the COVID 19 Pandemic, FHA once again expands their COVID 19 Recovery Options. FHA just can’t stop giving out the “help”! In hopes of avoiding further foreclosure starts, FHA has again added some programs to buy even more time, and extended current loss mitigation options for another year. Mortgagee Letter 2024-02 details these changes. - [5 TIPS TO SELL YOUR TENANT OCCUPIED FLORIDA HOME!](https://myfloridahomesale.com/5-tips-to-sell-your-tenant-occupied-florida-home/) - Need to sell, but have tenants? Some homes were meant to be rented – apartment buildings and multi-family homes for example. However, the same is usually not true for single family homes, as most are bought by people who would like to move into them as their residence, not rent them out. Selling these homes - [How to sell property in a Florida probate sale](https://myfloridahomesale.com/selling-probate-real-estate-in-florida-the-process/) - HOW TO SELL YOUR FLORIDA PROBATE HOME Can you sell a home in probate? While many sellers will complete the probate process before listing the home, you can certainly sell while in probate. The sale would simply be subject to probate approval. The advantage of listing the home while in probate is to limit the - [How can I save my home from foreclosure?](https://myfloridahomesale.com/how-can-i-save-my-home-from-foreclosure/) - Facing foreclosure? Did you know you own your home all the way up to the day it forecloses? There are several ways to stop foreclosure and keep your home. Here’s How: HOW TO STOP FLORIDA FORECLOSURE AND SAVE YOUR HOME WHEN YOU’VE JUST STARTED MISSING PAYMENTS Federal law prevents lenders from even starting a foreclosure - [TOP 5 SIGNS YOU NEED A SHORT SALE!](https://myfloridahomesale.com/top-5-signs-you-need-a-short-sale/) - TOP 5 SIGNS YOU SHOULD CONSIDER A SHORT SALE: 5. You owe more on your mortgage than your home could sell for, lack the funds to make up the difference, and you’d like to relocate to a different area. 4. A recent loan modification or HUD Partial Claim has increased the balance of your mortgage - [Jacksonville, Florida Relocation Resource Guide](https://myfloridahomesale.com/jacksonville-florida-relocation-resources/) - Considering relocating to Jacksonville? We have you covered! Here is a compilation of links to all the resources you could need to make your Jacksonville, Florida relocation a smooth one! Jacksonville, Florida Relocation Resources city of jacksonville info City Hall Demographics What the Locals are Saying learn about the schools Duval County Schools Jacksonville School - [Jacksonville, FL Investor’s guide to 32209](https://myfloridahomesale.com/jacksonville-fl-investors-guide-to-32209/) - Jacksonville, FL Investors Guide: 32209 32209 is a 9.3 sq mile area on the northwestern outskirts of downtown Jacksonville. This densely populated area has about 18,000 housing units, of which roughly 50% are tenant occupied. 32209 is a low income, high crime area, and almost half the residents receive some level of government assistance. Home - [Should I modify my mortgage?](https://myfloridahomesale.com/should-i-modify-my-mortgage/) - Your lender wants you to accept an offer for a loan modification. But is it a smart choice? A lot of my short sale clients have either declined a mortgage modification or been turned down for one by the time they have made the decision to move forward with a short sale. WHAT IS A - [Is your mortgage forbearance ending? Know your options!](https://myfloridahomesale.com/is-your-mortgage-forbearance-ending-know-your-options/) - Mortgage Forbearances are coming to an end. Is your mortgage forbearance ending? Millions of home owners opted to take a few months off their mortgage during the shutdowns, but now it’s time to start making the payments again, and in some cases pay it all back! YOUR OPTIONS FOR MOVING ON AFTER COVID-19 FORBEARANCE: Pay - [How to sell Florida real estate with federal tax liens](https://myfloridahomesale.com/how-to-sell-florida-real-estate-with-federal-tax-liens/) - Need to sell your Florida home but have a federal tax lien? The IRS has many ways to collect unpaid taxes, one of them by placing a tax lien on your real estate. A tax lien will make it more difficult to sell your property, especially if you owe more than your home is worth and - [How to avoid a Florida deficiency judgment.](https://myfloridahomesale.com/a-guide-to-understanding-deficiency-judgments-in-florida-and-how-to-avoid-one/) - Did you know that if your Florida home forecloses, the lender can be granted a deficiency judgment and pursue you for their losses? What is a Florida deficiency judgement? A deficiency judgement is a court order allowing a lender to collect additional money from a debtor whose home has been foreclosed, when the foreclosure sale - [TOP 5 BENEFITS OF A FLORIDA SHORT SALE!](https://myfloridahomesale.com/top-5-benefits-of-a-florida-short-sale/) - What do you have to gain by short selling? The top 5 benefits of a short sale over a foreclosure: 1.Avoid the stress of falling behind and losing your home to foreclosure. A foreclosure can be mentally and emotionally draining and publicly humiliating. A short sale will help you stop FL foreclosure, and move on with - [Should I make mortgage payments during my Florida short sale?](https://myfloridahomesale.com/should-i-make-mortgage-payments-during-my-florida-short-sale/) - The most common question I get from sellers considering a short sale is whether they should (or have to) make mortgage payments during their short sale. There is generally no blanket requirement by the lender for a seller to be current or behind to pursue a short sale (a few exceptions apply). When deciding whether or - [How to do a short sale with a HUD partial claim](https://myfloridahomesale.com/how-to-do-a-short-sale-with-a-hud-partial-claim/) - HOW TO DO A SHORT SALE WHEN YOU HAVE A HUD PARTIAL CLAIM! If you’ve ever done a loan modification or forbearance with your FHA mortgage, you may have a HUD partial claim. A partial claim is a lien against the home for back due funds, that becomes due at resale. Sadly, most partial claims - [FHA mortgage forgiven in this Pennymac short sale success!](https://myfloridahomesale.com/fha-mortgage-forgiven-in-this-pennymac-short-sale-success/) - Find out how this seller walked away from her upside down FHA mortgage with Pennymac! Pennymac is a mortgage servicer that holds a lot of FHA mortgages. The last few years of FHA forbearances, loan modifications and HUD partial claims has left a lot of folks with FHA loans in trouble and owing more than their homes could sell - [Can my HUD Partial Claim be forgiven?](https://myfloridahomesale.com/can-my-hud-partial-claim-be-forgiven/) - Can I get HUD Partial Claim Forgiveness? A HUD partial claim is an interest-free loan from HUD to help make a loan modification possible, or to get you caught up on overdue payments on an FHA loan. This silent second mortgage sits on the back of your loan and must be paid off at refinance - [Failed forbearance leads to a short sale success with SPS!](https://myfloridahomesale.com/failed-forbearance-leads-to-a-short-sale-success-with-sps/) - [How to Handle the Logistics of Moving Long-Distance to Jacksonville](https://myfloridahomesale.com/how-to-handle-the-logistics-of-moving-long-distance-to-jacksonville/) - How to Handle the Logistics of Moving Long-Distance to Jacksonville Sun, sea, and sand may be your primary reasons for moving to the beautiful city of Jacksonville. Florida’s largest city is the beach-lovers perfect destination, though that’s not all it has to offer. With over 2,400 businesses operating in Downtown Jacksonville alone, the city is also - [Where to live near Mayport Naval Station](https://myfloridahomesale.com/where-to-live-near-mayport-naval-station/) - The best places to live near Mayport! Whether you’ve been stationed at Mayport Naval Station or work there, you may be wondering where you should buy a home near Mayport! These 6 nearby communities are the best places to live near Mayport, all offering an an easy commute and a variety of housing options! Neighborhoods - [Can I ask the seller to pay the closing costs in my Florida home purchase? How does that work?](https://myfloridahomesale.com/can-i-ask-the-seller-to-pay-the-closing-costs-in-my-florida-home-purchase-how-does-that-work/) - Seller paid buyer closing costs in a Florida home sale. It is quite common for home buyers to ask sellers to contribute money towards their closing costs, in order to minimize their out of pocket up-front costs. ​ ​ HOW SELLER PAID BUYER CLOSING COSTS WORK: EXAMPLE: John and Mary want to buy a Jacksonville, - [5 STEPS TO GETTING YOUR JACKSONVILLE PROBATE HOME SOLD!](https://myfloridahomesale.com/5-steps-to-getting-your-jacksonville-probate-home-sold/) - Becoming a personal representative for a deceased person can be an overwhelming and unexpected experience. The probate process can be complicated, and getting the home sold quickly and smoothly is always the goal. Just follow these 5 steps and you’re golden! How to sell your Jacksonville probate home in 5 easy steps! step 1 Assume - [Jacksonville FL Real Estate Report: Halfway through 2023](https://myfloridahomesale.com/jacksonville-fl-real-estate-report-halfway-through-2023/) - [Jacksonville, Florida: Home sales prices vs. rents](https://myfloridahomesale.com/jacksonville-florida-home-sales-prices-vs-rents/) - [The cheapest and most expensive areas to buy real estate in Duval County, Florida](https://myfloridahomesale.com/the-cheapest-and-most-expensive-areas-to-buy-real-estate-in-duval-county-florida/) - [How to upgrade your investment portfolio tax-free with a 1031 exchange!](https://myfloridahomesale.com/how-to-upgrade-your-investment-portfolio-tax-free-with-a-1031-exchange/) - What is a 1031 exchange and how can it help me avoid taxes? Simply put, a 1031 exchange allows a property owner to sell investment property, buy replacement property, and defer the tax that would normally be due upon the sale. Although the transaction itself is not terribly complicated, there are several rules around the - [Jacksonville Investor Specials! 3/2 homes under $150k!](https://myfloridahomesale.com/jacksonville-investor-specials-3-bed-2-bath-homes-under-150000/) - [Budget Friendly Homes near Mayport Navy Base](https://myfloridahomesale.com/budget-friendly-homes-near-mayport-navy-base/) - Want to invest in a property with an easy commute to Mayport Naval Station? See all your affordable options (under $300k) near the base! [showcaseidx_hotsheet name=”Budget friendly homes near Mayport navy base”] - [Condos and townhomes for sale near Mayport](https://myfloridahomesale.com/condos-and-townhomes-for-sale-near-mayport/) - [showcaseidx_hotsheet name=”Condos and Townhomes for sale near Mayport”] - [Cheap homes under $200k near Mayport Navy Base!](https://myfloridahomesale.com/cheap-homes-under-200k-near-mayport-navy-base/) - [What to do when you can’t pay back your hard money loan!](https://myfloridahomesale.com/what-to-do-when-you-cant-pay-back-your-hard-money-loan/) - What to do when you can’t pay back your hard money loan! The market is changing quickly, and not in a good way for many flippers. While buying is getting easier in the shifting market, Jacksonville price declines and mortgage rate hikes are making the exit strategy harder. Whether you are having trouble refinancing or - [Jacksonville market hits 3 year low…is a crash headed our way?](https://myfloridahomesale.com/jacksonville-market-hits-3-year-lowis-a-crash-headed-our-way/) - [GTM Reserve: The nature lovers beach retreat just outside the city of Jacksonville, FL!](https://myfloridahomesale.com/gtm-reserve-the-nature-lovers-beach-retreat-just-outside-the-city-of-jacksonville-fl/) - The hidden gem just south of the city! Jacksonville, Florida is certainly known for its main beaches – Jacksonville Beach, Atlantic Beach and Neptune Beach – which are loaded with miles of wide white sand beaches, piers and plenty of restaurants and nightlife. While these lively beaches certainly attract the tourists, the surrounding area also - [Jacksonville, Florida market continues to decline](https://myfloridahomesale.com/jacksonville-florida-market-continues-to-decline/) - The fall of the Jacksonville, FL real estate market continues! A year after the peak, the Jacksonville, Florida market continues to decline as sales and prices fall, while marketing time keeps creeping up! Prices have been rising quickly since 2018, but peaked in May 2022. Home sale prices through April 2023 are down 4% year - [Jacksonville FL Market: It’s Time for the Reckoning!](https://myfloridahomesale.com/jacksonville-fl-market-its-time-for-the-reckoning/) - Jacksonville, FL Real Estate Market Report March 2023 The pandemic buying frenzy has ended, and it’s time for the market to correct! How far it will go is yet to be seen, but one thing is for sure: It’s heading DOWN! Jacksonville home sale prices are down and time to sell is up. The market - [FOR SALE! 12082 Hidden Hills Drive, Jacksonville FL 32225 – JUST $199,000!](https://myfloridahomesale.com/for-sale-12082-hidden-hills-drive-jacksonville-fl-32225-just-199000/) - [FHA expands foreclosure prevention loss mitigation programs](https://myfloridahomesale.com/fha-expands-foreclosure-prevention-loss-mitigation-programs/) - FHA extends covid 19 era loss mitigation offerings and expands foreclosure protections to all at-risk borrowers. The Federal Housing Administration (FHA) announced in Mortgagee Letter 2023-02 that it is expanding loss mitigation options created during the COVID-19 pandemic to help all homeowners with FHA loans avoid foreclosure. Per Julia Gordon: “FHA’s COVID-19 forbearances and streamlined - [6 NEW CREATIVE FINANCING OPTIONS FOR YOUR JACKSONVILLE PROPERTY!](https://myfloridahomesale.com/6-new-creative-financing-options-for-your-jacksonville-property/) - 6 Creative loans for investors and owner-occupants! Wanting to buy a home or invest in real estate in Jacksonville, Florida, but need something other than a “regular” loan? Find out more about these 6 non-QM options! DSCR (DEBT SERVICE COVERAGE RATIO) NO INCOME DOC PROGRAM This program is geared towards experienced investors. Investment property ONLY - [Jacksonville, Florida: VA loans at highest risk of negative equity](https://myfloridahomesale.com/jacksonville-florida-va-loans-at-highest-risk-of-negative-equity/) - JACKSONVILLE, FL VA BUYERS HEADED TOWARDS RISKY EQUITY POSITIONS! The Jacksonville, FL market has been on fire for the last several years. The average value of a Florida home was just under $405,000 – That’s up more than $56,000 from $345,305 in January 2022, making Florida #1 in home price growth in 2022. While sellers - [Atlantic Beach, Florida real estate market softens in 2019!](https://myfloridahomesale.com/atlantic-beach-florida-real-estate-market-softens-in-2019/) - After several years of ever increasing demand and sharply rising home sale prices in Atlantic Beach, Florida, 2019 is starting off on a softer note! While sales are still strong and May was a fantastic month for Atlantic Beach sellers, sales are down 8% over the same period of 2018: Home sale prices are also - [Jacksonville Beaches Market Report: 2022 in review, and what to expect in 2023](https://myfloridahomesale.com/jacksonville-beaches-market-report-2022-in-review-and-what-to-expect-in-2023/) - Jacksonville Beaches Real Estate Market Report 2022 was a record setting year for home owners in the Jacksonville Beaches Communities (Jacksonville Beach, Neptune Beach, Atlantic Beach, North Beach/Mayport). The Beaches home sale prices hit a new record high! July 2022 closed sales averaged $936,000! Spring of 2022 was the busiest season of the year, with - [How to buy a foreclosure](https://myfloridahomesale.com/how-to-buy-a-foreclosure/) - [Jacksonville, FL Real Estate Review 2022](https://myfloridahomesale.com/jacksonville-fl-real-estate-review-2022/) - [Cypress Cove Subdivision, Atlantic Beach, Florida](https://myfloridahomesale.com/cypress-cove-subdivision-atlantic-beach-florida/) - cypress cove: learn all about this charming established community in the North Beach area of Atlantic Beach, FL! Cypress Cove is a 487 unit subdivision built in the 1980’s-1990’s, consisting of modest single family homes and duplexes. The neighborhood borders Dutton Island Preserve, and sits west of Mayport Road on the Intracoastal side of Atlantic - [Jacksonville, FL: The real estate rush is over!](https://myfloridahomesale.com/jacksonville-fl-the-real-estate-rush-is-over/) - Jacksonville, FL Real Estate Market Report: The pandemic real estate rush has finally drawn to an end. With inventory growing, and homes moving slower, the market is starting to cool down. Jacksonville home sale prices are down and time to sell is up! After several years of record price growth and inventory flying off market, - [Buyer closing costs in Florida: How much will you pay?](https://myfloridahomesale.com/buyer-closing-costs-in-florida-how-much-will-you-pay/) - You will need to show up at closing with much more than your down payment! There are several costs involved in purchasing property in Florida, many which fall on the home buyer. Besides the actual purchase price of the home, buyer closing costs in Florida run anywhere from 2-4% and generally include: Inspection costs: You - [3 bedroom, 2 bath, pool homes near Mayport](https://myfloridahomesale.com/3-bedroom-2-bath-pool-homes-near-mayport/) - [showcaseidx_hotsheet name=”3/2 pool homes near mayport”] - [Jacksonville, FL Town Center condos for sale](https://myfloridahomesale.com/jacksonville-fl-town-center-condos-for-sale/) - [showcaseidx_hotsheet name=”Condos for sale near Town Center”] - [Condos for sale near Mayo Clinic](https://myfloridahomesale.com/condos-for-sale-near-mayo-clinic-in-jacksonville-fl/) - [showcaseidx_hotsheet name=”Condos for sale near Mayo Clinic”] - [Living in Atlantic Beach, Florida](https://myfloridahomesale.com/living-in-atlantic-beach-florida/) - Get the scoop on your Atlantic Beach, FL relocation! Whether you are being stationed to Mayport Naval Station, or just want to live by the water, Atlantic Beach, Florida is small beach front town with everything from quiet beaches, to lively nightlife, and everything in between! PRIME OCEANFRONT LOCATION: Located just outside the city limits - [Living in Neptune Beach, Florida](https://myfloridahomesale.com/living-in-neptune-beach-florida/) - Life and real estate in Neptune Beach, Florida Looking for a quiet, upscale, beachfront town near the city of Jacksonville, Florida? Neptune Beach is it! This charming, tiny town has great schools, beautiful beaches and parks, and upscale entertainment! Neptune Beach is in Duval County, centrally located between Atlantic Beach and Jacksonville Beach, conveniently off - [Jacksonville FL Market starts to soften…](https://myfloridahomesale.com/jacksonville-fl-market-starts-to-soften/) - Jacksonville FL Market Report It’s been a crazy market and sellers have enjoyed some record breaking years, but the party is over! Jacksonville FL home sale prices are down! After peaking in May at $352,000, average home sale prices have been slipping ever since and are currently at $345,000. Jacksonville FL Inventory and home marketing - [JUST LISTED! 11712 Fort Caroline Lakes Drive, Jacksonville FL, 32225!](https://myfloridahomesale.com/just-listed-11712-fort-caroline-lakes-drive-jacksonville-fl-32225/) - [showcaseidx_hotsheet name=”Fort Caroline “] - [Jacksonville, FL foreclosures 3rd highest in nation!](https://myfloridahomesale.com/jacksonville-fl-foreclosures-3rd-highest-in-nation/) - [WHAT ARE FLORIDA CDD AND HOA FEES?](https://myfloridahomesale.com/buying-a-jacksonville-home-what-are-cdd-and-hoa-fees/) - Looking at Jacksonville homes for sale and wondering what the HOA and CDD fees are all about? Some homes (especially older homes) may not have any additional fees at all. However many Jacksonville homes and condominiums, especially those in newer planned developments, may have HOA or CDD fees or even both! Florida CDD and HOA - [Jacksonville Beaches Deals under $300K!](https://myfloridahomesale.com/jacksonville-beaches-deals-live-at-the-beach-for-under-300k/) - Want to make the Jacksonville Beaches Community home, but have a budget? See these beachside deals in Atlantic Beach, Neptune Beach and Jacksonville Beach! [showcaseidx_hotsheet name=”Beaches Deals!”] - [Huguenot Memorial Park, a Jacksonville, Florida hidden beach treasure!](https://myfloridahomesale.com/huguenot-memorial-park-a-jacksonville-florida-hidden-beach-treasure/) - Now here’s a beach that’s easy to miss. I frequent Amelia Island (a fantastic drive-able beach) and somehow had passed the entrance to this beach repeatedly, until I saw a friend tag it on facebook. Naturally, I had to check it out, and WOW! Huguenot Memorial Park will not disappoint a beach lover! Heading down - [Jacksonville, Florida Real Estate Market Starts to Shift!](https://myfloridahomesale.com/jacksonville-florida-real-estate-market-starts-to-shift/) - Jacksonville Market Shifts! Sellers have enjoyed seemingly endless price increases and quick home sales for several years now, but what goes up, must come down! See what’s happening during this Jacksonville market correction! Jacksonville home sale prices drop as marketing time heads up! After mostly flat-lining over the last few months, prices dropped in August - [North Beach Neighborhood Overview, Jacksonville Florida](https://myfloridahomesale.com/north-beach-neighborhood-scope-jacksonville-florida/) - North Beach is a small northwestern area of the Jacksonville Beaches community that shares a zip code with Atlantic Beach. This growing area along the Intracoastal Waterway is not yet as developed as the other beach communities and offers affordable homes just minutes from Mayport Naval Station, beaches and nightlife! Living in North Beach North - [Fort Caroline Home Sale Prices DOUBLE since 2011, reaching record high in 2019!](https://myfloridahomesale.com/fort-caroline-home-sale-prices-double-since-2011-reaching-record-high-in-2019/) - Fort Caroline Home Sale Prices DOUBLE since 2011, reaching record high in 2019! Fort Caroline home owners have plenty to be happy about! 2019 is another year of tremendous price growth, as the average single family home sale price reached an all time high of $279,000 in June of 2019. This is also more than - [CLOSED! 1075 Gate Parkway #2206, Jacksonville FL 32246](https://myfloridahomesale.com/closed-1075-gate-parkway-2206-jacksonville-fl-32246/) - [A guide to the Florida foreclosure process](https://myfloridahomesale.com/a-guide-to-the-florida-foreclosure-process/) - Florida is a judicial foreclosure state, with one of the longest foreclosure timelines in the country. This means that if you are facing foreclosure in Florida, you have plenty of time to come up with an alternative such as a loan modification or short sale, or even just to save some money while the foreclosure - [Jacksonville Home Prices: Intracoastal West VS The Beaches](https://myfloridahomesale.com/jacksonville-home-prices-intracoastal-west-vs-the-beaches/) - The Intracoastal Waterway separates the city of Jacksonville from the Jacksonville Beaches. The area west of the the Intracoastal and The Beaches are two desirable areas close to the water that present distinct housing opportunities. As expected, living closer to the ocean will cost more…but just how much more? And what are the statistical differences - [Moving to Mayport? Get the scoop on the area!](https://myfloridahomesale.com/relocating-to-mayport-naval-station-get-the-scoop-on-the-area/) - Jacksonville, Florida is home to over 1.5 million people with 1/4 of the population affiliated with the Navy. Naval Station Mayport is one of three major Navy installations in the region. Mayport is home to a busy seaport as well as an air facility. The surrounding area offers the perfect temperature for year round outdoor - [Jacksonville, Florida 3 bedroom 2 bath homes with pools under $300,000](https://myfloridahomesale.com/jacksonville-florida-3-bedroom-2-bath-homes-with-pools-under-300000/) - [showcaseidx_hotsheet name=”3 Bedroom 2 Bath Homes with Pools under $300,000″] - [Jacksonville, Florida Home Sales Start to Slip!](https://myfloridahomesale.com/jacksonville-florida-home-sales-start-to-slip/) - Jacksonville, Florida Home Sales are Slowing! The last few years have been a wild ride for Jacksonville, Florida home owners, but has it all finally come to a crashing halt? Jacksonville, FL inventory is up and sales are down! Home Sales in July 2022 are down to their lowest level since January 2020! At the - [Documentary stamp taxes in real estate sales in Florida](https://myfloridahomesale.com/documentary-stamp-taxes-in-real-estate-sales-in-florida/) - Buying and selling property in Florida is a taxable event. ​ When property is sold in Florida documentary stamp taxes become due. All parties to the document are liable for the tax regardless of which party agrees to pay the tax. If a party is exempt, the tax must be paid by a non-exempt party. - [5 THINGS TO KNOW ABOUT BUYING A FORECLOSED HOME!](https://myfloridahomesale.com/5-things-to-know-about-buying-a-foreclosed-home/) - Should you buy a foreclosed home? When a lender completes the foreclosure process and becomes the legal owner of a home, the property is soon listed back on market for resale as an REO (Real Estate Owned). Buying a foreclosed home is frequently thought to be great way to get a deal on property. Though - [Jacksonville Beaches Home Sale Prices Hit New Record High!](https://myfloridahomesale.com/jacksonville-beaches-home-sale-prices-hit-new-record-high/) - The Jacksonville Beaches Market consists of Jacksonville Beach, Neptune Beach, Atlantic Beach and North Beach/Mayport. This area has enjoyed a stellar sellers market for several years and prices in June 2022 hit a new record high! The average home sale price in The Beaches is currently $850,000! The last peak of The Beaches market was - [Does my property need to go through probate?](https://myfloridahomesale.com/does-my-property-need-to-go-through-probate/) - Has a death left you an unexpected property owner, and you’d like to sell? In most instances Florida probate court approval will be required, but not all! does your property have to go through florida probate court? yes If the decedent is the sole owner on title. If the decedent’s property title was held jointly - [When is the right time to list my Florida home needing probate approval?](https://myfloridahomesale.com/when-is-the-right-time-to-list-my-florida-home-needing-probate-approval/) - Get your Jacksonville probate home sold! Have you become the personal representative of an estate, or inherited a property you need to sell? It will be up to you to facilitate the process of getting the property listed and sold and approved by the probate court. Find out how and when to get the home - [Jacksonville Beaches Market Report Spring 2022](https://myfloridahomesale.com/jacksonville-beaches-market-report-spring-2022/) - Jacksonville Beaches Real Estate Market Report: Spring 2022 The Jacksonville Beaches Communities consists of 5 areas: Jacksonville Beach, Neptune Beach, Atlantic Beach, North Beach and Mayport. These beachside neighborhoods offer the best of coastal Jacksonville life and the market here has never been hotter! Setting market records! Homes on the beaches have been selling for - [UNDER CONTRACT! 725 12th Ave S, Jacksonville Beach, FL 32250!](https://myfloridahomesale.com/under-contract-725-12th-ave-s-jacksonville-beach-fl-32250/) - Another amazing beach side find! Are you looking for a second home or AirBnB opportunity on Jacksonville Beach? I can help! - [UNDER CONTRACT! 5215 San Jose Blvd #107, Jacksonville FL 32207](https://myfloridahomesale.com/under-contract-5215-san-jose-blvd-107-jacksonville-fl-32207/) - It’s a tight buyers market in Jacksonville, but you can still score good deals out there! SEARCH JACKSONVILLE HOMES TODAY: [showcaseidx_search] - [How to buy out of state property!](https://myfloridahomesale.com/how-to-buy-out-of-state-property-when-you-cant-be-there/) - Sometimes you need to buy property in an area you don’t know, and without the luxury of being present. Usually this is the case if you need to relocate to a new far away state, or if you invest in out of state property. You can still have a smooth successful home sale – just - [UNDER CONTRACT! 1205 Mayport Landing Circle, Atlantic Beach Florida 32233](https://myfloridahomesale.com/under-contract-1205-mayport-landing-circle-atlantic-beach-florida-32233/) - [Coastal Jacksonville Vacation Home Deals!](https://myfloridahomesale.com/coastal-jacksonville-vacation-home-deals/) - Find your second or vacation home right here in Coastal Jacksonville, Florida! [showcaseidx_hotsheet name=”Northeast Florida Vacation Homes”] - [Jacksonville, Florida Foreclosure Market Report: When are all the REO’s returning to market?](https://myfloridahomesale.com/jacksonville-florida-foreclosure-market-report-when-are-all-the-reos-returning-to-market/) - [The Beaches home sale prices: How much will it cost to live by the water in Jacksonville, Florida?](https://myfloridahomesale.com/the-beaches-home-sale-prices-how-much-will-it-cost-to-live-by-the-water-in-jacksonville-florida/) - Thinking of moving to the coastal Jacksonville area? This huge city has so much to offer, and its certainly not short on beautiful beaches! The Jacksonville Beaches, known locally as “The Beaches”, are a group of communities on the northern half of an unnamed barrier island, nicknamed San Pablo Island, separated from the main body - [Jacksonville Beaches Home Sales Prices Continue to Soar!](https://myfloridahomesale.com/jacksonville-beaches-home-sales-prices-continue-to-soar/) - Coastal Jacksonville, Florida homes are more expensive than ever before, with no signs of slowdown. Read our market report! - [CLOSED! 2704 Safeshelter Drive West, Jacksonville, FL 32225!](https://myfloridahomesale.com/closed-2704-safeshelter-drive-west-jacksonville-fl-32225/) - [Jacksonville, Florida multifamily homes for sale](https://myfloridahomesale.com/jacksonville-florida-multifamily-homes-for-sale/) - [Jacksonville, Florida Real Estate Review 2021: Another record breaking year and no signs of a slowdown!](https://myfloridahomesale.com/jacksonville-florida-real-estate-review-2021-another-record-breaking-year-and-no-signs-of-a-slowdown/) - [UNDER CONTRACT! 2704 Safeshelter Drive West, Jacksonville, Florida 32225](https://myfloridahomesale.com/under-contract-2704-safeshelter-drive-west-jacksonville-florida-32225/) - Another home under contract by Minna Reid – Killebrew & Co. Realty Inc.! Do you need help with a home purchase near Mayport? - [SOLD! 1850 Forsyth Court, Atlantic Beach, FL 32233!](https://myfloridahomesale.com/sold-1850-forsyth-court-atlantic-beach-fl-32233/) - [Jacksonville Florida Real Estate Market is on fire, with no sign of slowdown!](https://myfloridahomesale.com/jacksonville-florida-real-estate-market-is-on-fire-with-no-sign-of-slowdown/) - Jacksonville Florida Real Estate Market Report August 2021: Strong sellers market rages on! - [How to win a home bidding war!](https://myfloridahomesale.com/how-to-win-a-home-bidding-war/) - [NEW LISTING! 2512 Ligustrum Road, Jacksonville FL 32211](https://myfloridahomesale.com/new-listing-2512-ligustrum-road-jacksonville-fl-32211/) - [When do forbearances end and foreclosures resume?](https://myfloridahomesale.com/when-do-forbearances-end-and-foreclosures-resume/) - When do the CARES Act protections end? The CARES Act (Coronavirus Aid, Relief, and Economic Security Act) was enacted in March 2020 and contains provisions to help borrowers with federally backed mortgage loans get through pandemic related financial challenges. But 9 months and many extensions later, the various federal agencies are taking a piecemeal approach - [Record breaking demand for Jacksonville homes pushes sellers market to new heights!](https://myfloridahomesale.com/record-breaking-demand-for-jacksonville-homes-pushes-sellers-market-to-new-heights/) - Jacksonville home sellers have enjoyed several years of endless demand and skyrocketing home sale prices, and 2021 is no exception! In the last 5 years alone, Jacksonville home sale prices YTD have jumped 30% to a current record median high of $264,000! In fact, Jacksonville, Florida sales prices have more than doubled since the real - [PROS AND CONS OF A FLORIDA SHORT SALE](https://myfloridahomesale.com/pros-and-cons-of-a-florida-short-sale/) - Wanting to sell but owe more than your home is worth? A short sale may be an option…find out the pros and cons of a Florida short sale! PROS AND CONS OF A SHORT SALE: Pros Sell your home and settle the excess mortgage debt. Stop struggling with high mortgage payments. Stop foreclosure. Pay no - [TOP 5 BENEFITS OF A SHORT SALE VS. FORECLOSURE!](https://myfloridahomesale.com/top-5-benefits-of-a-short-sale-vs-foreclosure/) - What do you have to gain by short selling your Florida home versus letting it foreclose? TOP 5 BENEFITS OF A SHORT SALE: 1. Avoid the stress of falling behind and losing your home to foreclosure. A foreclosure can be mentally and emotionally draining and publicly humiliating. A short sale will help you stop foreclosure, and - [What will it cost to live in Coastal Jacksonville, Florida?](https://myfloridahomesale.com/what-will-it-cost-to-live-in-coastal-jacksonville-florida/) - [2021 starts off with a bang for sellers in the Beaches! Home sale prices hit new record high!](https://myfloridahomesale.com/2021-starts-off-with-a-bang-for-sellers-in-the-beaches-home-sale-prices-hit-new-record-high/) - Homeowners at The Beaches (Jacksonville Beach, Neptune Beach and Atlantic Beach) can celebrate the ending of one year of an amazing sellers market and the beginning of another even better one in 2021! Home sale prices have nearly DOUBLED in the past decade and are currently at an average of $588,000 – a new record - [Another Happy New Jacksonville Homeowner speaks out!](https://myfloridahomesale.com/another-happy-new-jacksonville-homeowner-speaks-out/) - [Jacksonville Beaches home sellers see home sale prices boom in 2020!](https://myfloridahomesale.com/jacksonville-beaches-home-sellers-see-home-sale-prices-boom-in-2020/) - [Jacksonville, FL Multifamily Market Condition Report: Inventory squeeze pushes prices to new record!](https://myfloridahomesale.com/jacksonville-fl-multifamily-market-condition-report-inventory-squeeze-pushes-prices-to-new-record/) - The Jacksonville multifamily market is on fire! As investors compete to pick up Jacksonville investment property, sales prices SOAR! Jacksonville Multifamily Home Sale Prices: While sales prices were rising steadily over the past few years, 2020 saw prices per square foot rise by a whopping 27% ! That’s a total of a 60% increase in - [6 WAYS TO STOP YOUR FLORIDA FORECLOSURE TODAY!](https://myfloridahomesale.com/6-ways-to-stop-your-florida-foreclosure-today/) - Facing a looming foreclosure can be a terrifying prospect, but you have options! Knowing your options and taking action quickly is the key to​ stopping your Florida foreclosure. In the past decade, we have hundreds of our clients avoid foreclosure. For a free consultation contact us anytime, and read on for a summary of all your options - [Jacksonville, FL home sale prices continue to soar!](https://myfloridahomesale.com/jacksonville-fl-home-sale-prices-continue-to-soar/) - [Jacksonville, Florida Real Estate: The market is on FIRE, with no signs of a slow down!](https://myfloridahomesale.com/jacksonville-florida-real-estate-the-market-is-on-fire-with-no-signs-of-a-slow-down/) - The Jacksonville, Florida real estate market has been on fire for years and 2020 is no exception! The average home sale price in Jacksonville keeps steadily growing and is currently at a record high of $258,000! After creeping up a little during Covid19 shutdowns, marketing time for Jacksonville homes is down to an average of - [Jacksonville Beaches Market Report: How has covid 19 affected real estate sales?](https://myfloridahomesale.com/jacksonville-beaches-market-report-how-has-covid-19-affected-real-estate-sales/) - The Jacksonville Beaches market has been ON FIRE for years, and 2020 with a roar! After a fantastic start to the year, the coronavirus hit and the state started shutting down in March. Find out how the market has fared the storm! THE MARKET DURING CORONAVIRUS SHUTDOWN: While we only have numbers for Jacksonville Beaches - [Jacksonville, Florida Real Estate Review 2019: Housing market continues to boom!](https://myfloridahomesale.com/jacksonville-florida-real-estate-review-2019-housing-market-continues-to-boom/) - Jacksonville, Florida real estate continues to boom on! 2019 closed with sellers enjoying quick marketing times and ever rising prices, with no end in sight! Jacksonville, Florida Real Estate Market Report The rate of home sales has continued to rise consistently year after year, with and average of 1,350 home sales per month, a 15% - [Jacksonville Beaches Market Report: It's a HOT sellers market with no signs of a slowdown!](https://myfloridahomesale.com/jacksonville-beaches-market-report-its-a-hot-sellers-market-with-no-signs-of-a-slowdown/) - Jacksonville Beaches Market Report: It’s a HOT sellers market with no signs of a slowdown! - [As Jacksonville home sale prices reach decade high, short sales continue to fall!](https://myfloridahomesale.com/as-jacksonville-home-sale-prices-reach-decade-high-short-sales-continue-to-fall/) - It’s all good news for Jacksonville, Florida home owners as they continue to watch their home values skyrocket! Jacksonville, Florida Market Update: After home sale prices bottomed out in January of 2012 at an average of $149,794, sales prices have been headed up, almost doubling over the next 7 years. June 2019 saw average sales - [Jacksonville Beaches Market Report: Sellers hold the upper hand as home sales hit record highs!](https://myfloridahomesale.com/jacksonville-beaches-market-report-sellers-hold-the-upper-hand-as-home-sales-hit-record-highs/) - Home sale prices in the Jacksonville Beaches just keep rising in 2019! The Beaches Market Report: The Beaches home owners are enjoying another year of watching their home values rise, as sales prices rise another 6% over 2018, at a current average of $480,000: For the 3rd year in a row, marketing time is holding - [Ponte Vedra Beach, Florida home sales heating up!](https://myfloridahomesale.com/ponte-vedra-beach-florida-home-sales-heating-up/) - After a disappointing first quarter, Ponte Vedra Beach home sales have certainly heated up! Although listing inventory has been increasing, so have the number of home sales, reaching 75 sales in May 2019: Home sale prices have also skyrocketed, with an April average of $1.15 million. The average sales price in May dropped to $774,000, - [Despite increasing inventory, Jacksonville Beach, FL home sale prices hit 5 year high in 2019!](https://myfloridahomesale.com/despite-increasing-inventory-jacksonville-beach-fl-home-sale-prices-hit-5-year-high-in-2019/) - [Neptune Beach, Florida home sales prices headed towards decade high in 2019!](https://myfloridahomesale.com/neptune-beach-florida-home-sales-prices-headed-towards-decade-high-in-2019/) - [Jacksonville Beach, FL condo sales slow down in 2019!](https://myfloridahomesale.com/jacksonville-beach-fl-condo-sales-slow-down-in-2019/) - Jacksonville Beach, Florida home owners have been enjoying a strong sellers market with skyrocketing prices for the last few years, but has the market turned for the condo owners? Jacksonville Beach condo sales prices are down 14% over the the same period in 2018: New condo listings are headed up, while condo sales are down, - [Ponte Vedra Beach, FL Market Report: Home sales soften in 2019!](https://myfloridahomesale.com/ponte-vedra-beach-fl-market-report-home-sales-soften-in-2019/) - [Northeast Florida Home Sale Prices Just Keep Heading Up!](https://myfloridahomesale.com/northeast-florida-home-sale-prices-just-keep-heading-up/) - Northeast Florida home sales prices rose another 8% over in 2018, in a seemingly endless race to a new market peak! Average residential home sales prices have risen 6-8% yearly for the last 5 years in a row, totaling an almost 40% increase total. The average sales price in the greater Jacksonville area has risen - [When is the best time of year to sell my Northeast Florida home?](https://myfloridahomesale.com/when-is-the-best-time-of-year-to-sell-my-northeast-florida-home/) - [As prices keep climbing, Jacksonville area distress sales drop to record lows!](https://myfloridahomesale.com/as-prices-keep-climbing-jacksonville-area-distress-sales-drop-to-record-lows/) ## Pages - [Home](https://myfloridahomesale.com/) - Florida Real Estate & Short Sale Solutions Northeast Florida’s Trusted Foreclosure Prevention and Short Sale Experts. Helping Homeowners Start Fresh Since 2007! We have ALL your most challenging real estate problems covered! We’re the experts! Sell your home and walk away debt-free, with no out of pocket costs, even if you owe more than your - [Jacksonville Florida Short Sale Realtor](https://myfloridahomesale.com/short-sales/) - Owe More Than Your Florida Home Is Worth But Need To Sell? Sit back and let us handle all the details! Walk away from your underwater home debt free, with no out of pocket costs! Find out today if your lender will approve your short sale! 100% Free * Confidential * No obligation IF WE CAN’T - [Contact Minna Reid](https://myfloridahomesale.com/contact/) - Call or Text: (860) 416-1255 Email: minnareidfl@gmail.com 13475 Atlantic Blvd, Jacksonville, FL 32225 Name Email Phone Number Address Subject Message Δ - [Florida Short Sale Services](https://myfloridahomesale.com/florida-short-sale-services/) - We are Northeast Florida’s #1 short sale experts! If you have decided a short sale is for you, having an experienced short sale specialist is the key to get your short sale approved and to closing smoothly. Below is a full detail on our Florida short sale services: Short Sale Document Preparation Assistance with lender - [Florida Short Sale FAQ](https://myfloridahomesale.com/florida-short-sale-faq/) - Get the short sale information you need now! See the answers to all our most frequently asked questions about Florida short sales here: How does the short sale process work? You’re just 5 steps away from selling your home and walking away! Find out how the short sale process works! How do the fees get - [Short Sale Evaluation](https://myfloridahomesale.com/short-sale-evaluation/) - Find out if you’re a candidate for a short sale! Just fill out this quick form and we’ll get back to you with the answers. If you prefer, you can also call or text anytime – Minna Reid (860) 416-1255 ! Confidential Free No Obligation Name Email Phone Number Address Estimate your mortgage balance: Who is - [About Minna Reid](https://myfloridahomesale.com/about/) - Minna Reid is the Broker-Owner of Reid Real Estate Group, serving the greater Jacksonville, Florida area and beyond. Minna first became licensed as a real estate salesperson in 2007, followed by licensing as a CT real estate broker in 2012. 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RECENT POSTS ABOUT BUYING A JACKSONVILLE HOME: The cheapest and most expensive areas to buy real estate in Duval County, Florida Read More How to Handle the Logistics of Moving Long-Distance to Jacksonville How to Handle - [Jacksonville Real Estate Investors](https://myfloridahomesale.com/jacksonville-real-estate-investors/) - Jacksonville, Florida is currently one of the hottest markets in the country! With expertise in distressed property sales, property rehabilitation, and long term investment strategy, we help Jacksonville real estate investors find good deals! Here at Reid Real Estate Group, we: Know the numbers you need to make your deal worthwhile and fully understand cash - [A LA CARTE HOME BUYER SERVICES](https://myfloridahomesale.com/a-la-carte-home-buyer-services/) - A La Carte Services for your Jacksonville, Florida Home Purchase! 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When you’re ready to take the next step toward selling your Jacksonville area home, we’re here to help, with services designed get your home sold for the most in the least amount of time! our Full service Florida home - [Jacksonville, Florida Real Estate Market Reports](https://myfloridahomesale.com/jacksonville-florida-real-estate-market-reports/) - Find out whats happening in the Jacksonville, Florida real estate market! Our area of expertise is in The Beaches (Atlantic Beach, Neptune Beach, Jacksonville Beach, Mayport, North Beach), and the surrounding Jacksonville areas along the Intracoastal Waterway. JACKSONVILLE BEACH atlantic beach NEPTUNE BEACH INTRACOASTAL WEST - [Jacksonville, Florida Probate Real Estate Sales](https://myfloridahomesale.com/jacksonville-probate-real-estate-sales/) - Probate Sales 5 STEPS TO GETTING YOUR JACKSONVILLE PROBATE HOME SOLD! 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July 19, 2022 North Beach Neighborhood Scope, Jacksonville Florida Read More July - [Jacksonville Beach, Florida Real Estate Market Reports](https://myfloridahomesale.com/jacksonville-beach-florida-real-estate-market-reports/) - Whether your looking to buy or sell in Jacksonville Beach, Florida- get the scoop on what’s going on in the local real estate market here! - [Atlantic Beach, Florida Real Estate Market Reports](https://myfloridahomesale.com/atlantic-beach-florida-real-estate-market-reports/) - Whether your looking to buy or sell in Atlantic Beach, Florida- get the scoop on what’s going on in the local real estate market here! - [Testimonials](https://myfloridahomesale.com/testimonials/) - Since 2007 we’ve helped hundreds of homeowners avoid foreclosure and short sell their homes. Here’s what some of them had to say: “Minna has been a fantastic partner in selling our home. She was patient with us in explaining the differences between a short sale and conventional sale and helped us think through the pros and cons - [Buying Jacksonville, Florida New Construction Homes](https://myfloridahomesale.com/buying-jacksonville-florida-new-construction-homes/) - Jacksonville, Florida New Construction Home Sales The northeast coast of Florida is growing like crazy, and its no secret why! The greater Jacksonville area offers a milder climate than south Florida, gorgeous beaches and waterways, great schools, loads of amenities, a young, vibrant population and some of the most affordable homes in the state. 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[Shop 01](https://myfloridahomesale.com/?post_type=thrive_template&p=2929) - [Product Page 01](https://myfloridahomesale.com/?post_type=thrive_template&p=2930) - [WooCommerce Cart 01](https://myfloridahomesale.com/?post_type=thrive_template&p=2931) - [WooCommerce Checkout](https://myfloridahomesale.com/?post_type=thrive_template&p=2932) - [WooCommerce Account](https://myfloridahomesale.com/?post_type=thrive_template&p=2933) - [Default Page](https://myfloridahomesale.com/?post_type=thrive_template&p=2769) - [Featured Image full width without Sidebar](https://myfloridahomesale.com/?post_type=thrive_template&p=2694) - [Masonry Layout with sidebar](https://myfloridahomesale.com/?post_type=thrive_template&p=2759) - [Title Banner - Call to Action](https://myfloridahomesale.com/?post_type=thrive_template&p=2695) - [List Layout With Sidebar](https://myfloridahomesale.com/?post_type=thrive_template&p=2752) - [Featured Image with Sidebar](https://myfloridahomesale.com/?post_type=thrive_template&p=2748) - [WooCommerce Account](https://myfloridahomesale.com/?post_type=thrive_template&p=2700) - [404 Page](https://myfloridahomesale.com/?post_type=thrive_template&p=2688) - [Grid Layout With Sidebar](https://myfloridahomesale.com/?post_type=thrive_template&p=2689) - [All Archives](https://myfloridahomesale.com/?post_type=thrive_template&p=2690) - [Basic Homepage](https://myfloridahomesale.com/?post_type=thrive_template&p=2691) - [Featured image full width Audio post](https://myfloridahomesale.com/?post_type=thrive_template&p=2692) - [Featured image full width Video post](https://myfloridahomesale.com/?post_type=thrive_template&p=2693) - [Shop 01](https://myfloridahomesale.com/?post_type=thrive_template&p=2696) - [Product Page 01](https://myfloridahomesale.com/?post_type=thrive_template&p=2697) - [WooCommerce Cart 01](https://myfloridahomesale.com/?post_type=thrive_template&p=2698) - [WooCommerce Checkout](https://myfloridahomesale.com/?post_type=thrive_template&p=2699) - [Standard Post](https://myfloridahomesale.com/?post_type=thrive_template&p=2677) - [Page](https://myfloridahomesale.com/?post_type=thrive_template&p=2678) - [All Archives](https://myfloridahomesale.com/?post_type=thrive_template&p=2679) - [Blog](https://myfloridahomesale.com/?post_type=thrive_template&p=2680) ## Thrive Section - [Breadcrumbs & Phone Banner](https://myfloridahomesale.com/?post_type=thrive_section&p=3036) - [Contact Form 03](https://myfloridahomesale.com/?post_type=thrive_section&p=3016) - [Contact Form 03](https://myfloridahomesale.com/?post_type=thrive_section&p=2920) - [Contact Form 03](https://myfloridahomesale.com/?post_type=thrive_section&p=2687) ## Thrive Layout - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=3177) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=3114) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=3110) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=3099) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=3095) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=3079) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=3075) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=3071) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=3067) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=3063) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=3059) - [Boxed Layout- No sidebar](https://myfloridahomesale.com/?post_type=thrive_layout&p=3031) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=3032) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=3033) - [Boxed Layout- No sidebar](https://myfloridahomesale.com/?post_type=thrive_layout&p=3011) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=3012) - [Boxed Layout- No sidebar](https://myfloridahomesale.com/?post_type=thrive_layout&p=2915) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=2916) - [Boxed Layout- No sidebar](https://myfloridahomesale.com/?post_type=thrive_layout&p=2766) - [Full Width](https://myfloridahomesale.com/?post_type=thrive_layout&p=2756) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=2749) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=2745) - [Boxed Layout- No sidebar](https://myfloridahomesale.com/?post_type=thrive_layout&p=2682) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=2683) - [Boxed Layout](https://myfloridahomesale.com/?post_type=thrive_layout&p=2676) ## Thrive Typography - [Default Typography](https://myfloridahomesale.com/?post_type=thrive_typography&p=3050) - [Default Typography](https://myfloridahomesale.com/?post_type=thrive_typography&p=3030) - [Default Typography](https://myfloridahomesale.com/?post_type=thrive_typography&p=2934) - [Default Typography](https://myfloridahomesale.com/?post_type=thrive_typography&p=2701) - [Default Typography](https://myfloridahomesale.com/?post_type=thrive_typography&p=2681) ## Demo Posts - [in lectus pellentesque at](https://myfloridahomesale.com/?post_type=thrive_demo_post&p=2702) - Duis aliquam convallis nunc. Proin at turpis a pede posuere nonummy. Integer non velit. Donec diam neque, vestibulum eget, vulputate ut, ultrices vel, augue. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Donec pharetra, magna vestibulum aliquet ultrices, erat tortor sollicitudin mi, sit amet lobortis sapien sapien non mi. Integer ## Demo Pages - [Generated Homepage (Draft)](https://myfloridahomesale.com/?post_type=thrive_demo_page&p=2704) - This has been autogenerated as a placeholder for homepage_draft. ## Categories - [Uncategorized](https://myfloridahomesale.com/category/uncategorized/) - [Short Sales](https://myfloridahomesale.com/category/short-sales/) - [Jacksonville Market Reports](https://myfloridahomesale.com/category/fl-market-reports/) - [Home Selling](https://myfloridahomesale.com/category/home-selling/) - [Home Buying](https://myfloridahomesale.com/category/home-buying/) - [Things to do in Jax](https://myfloridahomesale.com/category/things-to-do-in-jax/) - [Coastal Jacksonville Area & Beaches](https://myfloridahomesale.com/category/jacksonville-area-beaches/) - [Foreclosure](https://myfloridahomesale.com/category/foreclosure/) - [Investors](https://myfloridahomesale.com/category/investors/) - [Probate Sales](https://myfloridahomesale.com/category/probate-sales/) - [Homes for Sale](https://myfloridahomesale.com/category/homes-for-sale/) - 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[reverse mortgage](https://myfloridahomesale.com/tag/reverse-mortgage/) - [reverse mortgage short sale](https://myfloridahomesale.com/tag/reverse-mortgage-short-sale/) - [Compulink short sale](https://myfloridahomesale.com/tag/compulink-short-sale/) - [CE Link short sale](https://myfloridahomesale.com/tag/ce-link-short-sale/) - [carrington](https://myfloridahomesale.com/tag/carrington/) - [carrington short sale](https://myfloridahomesale.com/tag/carrington-short-sale/) - [Clay County Market Report](https://myfloridahomesale.com/tag/clay-county-market-report/) - [Clay County foreclosures & short sales](https://myfloridahomesale.com/tag/clay-county-foreclosures-short-sales/) - [hoa](https://myfloridahomesale.com/tag/hoa/) - [freedom mortgage](https://myfloridahomesale.com/tag/freedom-mortgage/) - [Freddie mac](https://myfloridahomesale.com/tag/freddie-mac/) ## Symbols - [Headers](https://myfloridahomesale.com/tcb_symbol/headers/) - [Footers](https://myfloridahomesale.com/tcb_symbol/footers/)