Freedom Mortgage Short Sales
Short Sales with Freedom Mortgage can be hit or miss. If you have a Freedom Mortgage loan and owe more than your home could sell for, a short sale can help you sell your home and get your excess mortgage debt forgiven.
Although Freedom has been attempting to clean up their ways, Freedom can be very time consuming to deal with if you need to complete a full short sale package. You can expect a much quicker response if you qualify for some type of streamline short sale option.
While this lender can spend a ton of time on document review and be initially unresponsive, once you get moving, Freedom generally moves fast. Freedom does not usually own your loan, they just service it for an investor - usually FHA, VA, Fannie Mae or Freddie Mac. That means that while they will have to process your short sale to investor guidelines, the department doing the work can generally be expected to work in uniform fashion.
Freedom Mortgage Short Sale Review
Overall, a touch above average. The level of service at Freedom's loss mitigation team isn't the greatest so speaking with them or trying to get answers is generally an unpleasant experience, but they are reasonably at getting the job done, and in a pretty good time frame compared to many others. It does seem they are focusing on improving the short sale experience.
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Last Updated on November 5, 2025 by Minna Reid
